I cant settle on a quote. Too busy dreaming

Settling Down... the operative word being settling. I`m beginning to realize more and more that the things we all want in life are things that we settle on. Settling has two meanings; settling for something that you want and settling for something even though it might not be what you want. Either way there is settling involved in both.
I was always thought that we were supposed to dream and dream and dream for bigger and better things and never settle. But how do you ever end up with anything unless we settle at some point? I think that this is basically justified by the phrase of settling down, if you want anything you need to decided, choose and settle.
I think many people in life end up alone, or unhappy because they are taught to always dream for bigger and better things. Waiting for something to happen that im starting to think might never happen... for them.